Social Security Disability Lawyer

The basis for Social Security Disability Insurance (SSDI) is your work credits, which you accrued by paying taxes into the Social Security trust fund. After workers have accrued enough credits from taxable labor, the SSDI will then function as insurance. It is important to remember, though, that contributing to the Social Security trust does not provide you with the right to receive benefits; rather, you must have accrued the necessary minimum credits in order to be eligible to apply for benefits.

Social Security

In contrast to SSDI, Supplemental Security Income (SSI) is supported by the general funds of the U.S. Treasury and is based on income level in addition to age and disability. To put it another way:
SSI = 65 years of age or older OR Disability + little income or resources (or none at all) *In the majority of states, receiving SSI immediately makes you eligible for Medicaid.

SSDI is equal to disability plus enough work credits.Twenty-four months after you become eligible for benefits, you can apply for Medicare.

It’s also important to remember that if you have a history of employment in addition to a low income, you can apply for both SSDI and SSI payments.

Requirements for Applying for SSDI in Florida

Over time, the earnings required to accrue credits change. In 2021, a $1,470 USD income will get you one Social Security or Medicare credit, while a $5,880 USD income will give you four credits, the highest amount possible for the year.

In general, the amount of work credits required to be eligible for disability payments will vary based on your age at the time of impairment. Generally speaking, in order to be eligible for benefits, an individual must have completed 40 credits. Of those 40, 20 must have been obtained during the past ten years (including the year of disability), which equates to a minimum of 2 credits annually.However, younger workers may qualify with fewer credits.

Social Security
Social Security

If you apply for benefits before turning 24, and once you turn 24, you have to figure out how many credits you’ll need according to your age along this criterion.

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